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joseph retcho
Dec 62 min read
When do you need commercial auto policy?
Operating a business that involves the use of vehicles requires a clear understanding of when a commercial auto policy is necessary. Here...
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joseph retcho
Nov 154 min read
Understanding Workers' Compensation Insurance in New York State
Workers' compensation insurance is an essential aspect of employment in New York State, providing a safety net for both employers and...
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joseph retcho
Nov 74 min read
Are Teens Delaying Getting Their Driver's Licenses?
In recent years, there's been a noticeable trend of teenagers delaying the acquiring of their driver's licenses. This shift has been...
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joseph retcho
Nov 13 min read
Rodent Damage on Cars Covered?
When rodents gnaw your car wires, they don't have evil intent. But, when you're running late for work and your car won't start due to...
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joseph retcho
Oct 185 min read
Car Insurance in New York
In the big apple, every driver must have a certain quantity of automobile insurance to ensure financial accountability in the event of an...
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joseph retcho
Oct 46 min read
Home Insurance Endorsements
A regular house insurance policy is usually sufficient coverage for most homeowners, but there are times when you may wish to tailor your...
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joseph retcho
Sep 207 min read
Which is cheaper to own? EV or Gas Car?
Average annual cost of car maintenance and use in 2023 was $12,182, about $1,500 higher than in 2022. Electric vehicles are quickly...
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joseph retcho
Sep 67 min read
How Much Insurance Should I Carry?
Most states require at least a minimal amount of liability insurance to drive legally, but it may be in your best financial interests to...
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joseph retcho
Aug 225 min read
What is PAIP
New Jersey requires car insurance, but what if you've been denied coverage? Drivers identified as high-risk by insurance companies may...
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joseph retcho
Aug 97 min read
When Should You Cancel Your Car Insurance
If you've ever wondered how to cancel your auto insurance, we can assist. The process is straightforward, but knowing when and how to...
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joseph retcho
Aug 23 min read
Summer home maintenance checklist
With summer in full swing and the kids out of school, you may be looking forward to cookouts, children playing in the pool or yard, and...
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joseph retcho
Jul 252 min read
Cost of Living 2024
Inflation and the cost of living are often mistakenly conflated, but they are distinct economic concepts. While inflation does play a...
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joseph retcho
Jul 124 min read
Moving? What to do with your car insurance
Moving to a new location can be an exciting yet challenging transition, and one aspect that often requires attention is managing your car...
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joseph retcho
Jun 283 min read
Grilling Safety
Grilling is a popular way to enjoy the nice summer weather, but grill fires can start easily and spread quickly when the gas or charcoal...
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joseph retcho
Jun 214 min read
Burglary statistics 2024
Burglary is a serious crime that can have a significant impact on individuals and communities. According to the latest burglary...
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joseph retcho
May 316 min read
Home Insurance and Mold Coverage
Did you know that most home insurance companies don't cover damage from mold? It's up to homeowners to take care of their property and...
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joseph retcho
May 174 min read
Choosing Between RCV and ACV in Home Insurance
When it comes to home insurance, one of the main things it helps with is covering the cost of replacing your belongings. But did you know...
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joseph retcho
May 95 min read
Auto Theft on the Rise
Did you know that over a million cars were stolen in the U.S. in 2023? That's a lot of missing vehicles! And it's not just a one-time...
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joseph retcho
May 34 min read
Closer Look At Scheduled Personal Property (SPP)
Personal property coverage is a fundamental component of a homeowners insurance policy. This coverage protects your personal belongings,...
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joseph retcho
Apr 267 min read
How to Avoid Hitting Animals on the Road
Seeing a deer in your yard can be a pleasant surprise, but encountering one in the middle of the road can be a different story. According...
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